Everyone admire and aspire to live well and spend a happy life. With whatever you are earning, you have to enjoy present life, secure your future and spend on basic needs & luxuries. But spending everything you are earning isn’t considered as good deed because it may put you in unfavorable conditions in future. So you should plan for everything including the future goals, your routine expenses, regular needs and many things. You should consider your earning resources and divide amount of money for different sections of your living. Here are some ideas that you should cherish to live and spend less:

Cherish long term goals

You should work and save money as per long-term goals and future expectations. If as a life partner, both of you are earning then you shouldn’t touch one of your partners earning and save it for the future uses. Like if you are planning to buy a home, a car, you want to become parents, save for medical expenses, emergencies or your child’s education.

Keep your goals in forefront

You can make a picture collage of your goals and display it in your drawing room or study space. You can use it as your password for different gadgets & accounts. So these practices will keep reminding you of the goal.

Analyze spending

Prepare a graph and track routine expenses on regular basis. You should stay accountable for your family, goals & yourself, stay out of marital strife, avoid non-essential shopping to save money, observe where you are spending more, where you could cut back and where you are doing well? Then analyze the results that how well you performed the task.

Be a good planner

Long term plans promote you to save money but regular planning is essential to keep you focused on your goal. But make sure, the planning is sorted and goal is attainable. Otherwise, you’ll feel burden and stress.

For example, you can grow fresh veggies and contribute in community agriculture farm. So you are available with fresh and organic food resources that are cheap as well as healthy. You can save on travel, outings and by paying bills and fees on time. Look for the DIY ideas and ask & swap for freely available things & resources.

These ideas are simple and easy to follow. It will definitely help you to enjoy a great living in fewer expenses.