The beginning of the year is good to think & plan about money saving. Many people are blessed with such qualities naturally, but some people are not. Saving money is a good habit to help you in future. We often think, money is nothing, but practically we can't fulfill any of the need without money. It is the essential subject, whenever you get a cash card in gift or receive a bonus from your workplace. You can save such monetary things easily rather than saving a little bit amount every month. I have come up with the plans & strategies to save money, here these are:

Maintain and write your budget

You should prefer to write, how much money you are earning v/s how much you are spending. So, you could have an estimate of all necessary expenses. Setting up a budget will help you to allocate money to each expense category. Perfect planning will make you feel confident while spending money. This way, you also have an idea where all your money is going.

Automate saving

Automate saving is the best way of saving money because you don't have to plan so many strategies for it. Just instruct your employee, to set up direct transfer into a saving account. You can fix transfer of money in a particular period. Automate saving will help you in saving money without doing anything. Just keep in mind, to not have access to this saving account, so at the end of the year, you will be broke with lots of money in your saving account.

Don't use credit cards

If you are a real spender, then you should not use credit/debit cards, because this way you will end up spending lots of money. You should use cash for your every purchase or expense because the remaining amount in your wallet will keep reminding you about your balance. If you are a real money saver, then you can use these plastic temptations.

Plan out weekly meals

Every weekend you should plan your weekly meals and grocery expenses as going out for the meals are top most costs for the households.

Have coffee at home

Make coffee at home, rather than spending money for beverages in a cafeteria. At the end of a month, you will find your pocket loaded with savings.

Deal with your emotions because it is an essential way to save money.